Advice For Your Subsidence Claim
The need for good, continued communication between policyholders, insurers and representatives can be forgotten during the difficult time of an insurance claim. Policyholders are understandably concerned with the damage that has occurred within their homes or businesses, and it can be extremely difficult to cope with a lack of updates about the progress of the claim within a timely manner. To eliminate the fear of not knowing how far along your claim is, we will keep communications open throughout your insurance claim.
We see complaints where the insurer has tried to stop payments in relation to the claim when they reach the total of the sum insured. This is why there are many difficulties dealing with a claim of this nature. It is important to be aware that when the insurer has chosen to repair the damage, it has entered into a ‘contract to repair’. This is separate to the contract of the insurance and means that the insurer is not able to limit the costs awarded to repair the property. Therefore, they are obligated to repair your property in full. Public Loss Assessors will ensure that your insurer abides by this contract.
We Can Support You During Your Subsidence Claim
When your property suffers from subsidence damage, the damage to your property will require full expert evaluation. We aim to help our policyholders receive the full amount they are entitled to, as subsidence claims can often be the most challenging insurance claim to handle. Insurers will take a much longer time to settle a subsidence or ground landslip claim than to settle any other type of claim under building policies.
A major reason for this is when our contractors evaluate the full damage caused from the area, this can take a long time as the area surround is unsafe. In a large subsidence case, there is a delay from the insurer dealing with the claim which results in the policyholder getting frustrated. Our way involves making sure that suitable time is taken by the insurers and representatives to monitor the situation and ensure that repair work is completed as quickly as possible.
Gain Independent Representation on Your Claim
By not having an independent representation on your claim you may have to deal with the damages and issues directly with your insurers, and deal with the inconveniences that the situation brings with it. By choosing us as your independent representatives, we will ensure that you receive your full entitlement under the terms of your policy and will fully represent you when dealing with assessors and surveyors. We will make sure that your insurer will completely repair your property as quickly as possible to a high standard.
Contact Our Loss Assessor Service
Please feel free to get in touch with our loss assessors today and find out how we can help. We are always happy to offer a little initial advice if needed.
Remember, we work entirely on your behalf and do not take instructions from your insurer. Receive the settlement that you are entitled to by allowing us to negotiate of your behalf.
Public Loss Assessors manage all aspects of your insurance claim, giving you a little less to worry about. For Help and advice please fill in the form or call our helpline on 0800 0435 999
Insurance Claims Management Services
- Business Interruption
- Escape of Water
- Malicious Damage
- Property Damage